Navigating the Paper Trail: Essential Documents for Buying Your Home
Embarking on the journey to homeownership involves more than just finding the perfect property. Understanding the required documents is a crucial step in ensuring a smooth and successful homebuying process. In this comprehensive guide, we’ll walk you through the essential documents needed to purchase a house, demystifying the paperwork that accompanies this significant life milesto
Preparing Your Financial Documentation
Most Recent
Income Documentation
- W-2 and Tax Returns ( 2 Years)
- Pay Stubs covering the last 30 days
- Bank statements ( 2 Months)
Identification and Social Security
- Copy of ID
- Copy of SS card
Purchase Agreement
- Copy of the purchase agreement (if applicable)
Special Circumstances (if applicable)
- Fully executed divorce decree (if applicable)
- Copy of all pages of bankruptcy (if applicable)
Refinancing
- Copy of mortgage statement
- Copy of property tax statement
- Copy of insurance statement
Self-Employed
- Two years signed personal tax returns (including all schedules)
- If self-employed through a corporation:
- Most recent two years corporate returns
- Year-to-date profit and loss statement
- Balance sheet
30 Second Form !
Receive a quote
